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REFER. SIGN UP. EARN.

Earn KSh 2,000

FOR EVERY APPROVED MERCHANT

More Referrals more Rewards.

Start Referring Today

How It Works

Three steps between your network and your next KSh 2,000

1
YOU GET OUR LEADS

We provide you with our Merchant Referral Leads List - pre-selected businesses we want to onboard.

2
YOU USE YOUR NETWORK

Use your connections to introduce and help merchants from the list sign up on M-Vocha.

3
YOU EARN

Earn KSh 2,000 for every approved merchant that successfully goes live.

Businesses We Are Looking For

Referrals may include businesses such as these - or any other business approved by M-Vocha

HotelsRestaurantsCafésSupermarketsFashion & Clothing StoresElectronics RetailersBeauty & Spa BusinessesGyms & Fitness CentresTravel & Tour CompaniesEntertainment VenuesAutomotive BusinessesHealthcare ProvidersHome & Lifestyle Businesses

Referral Tracking

Every referral moves through these stages, so you always know where yours stands

STEP 1
Referral Submitted
STEP 2
Merchant Contacted
STEP 3
Registration Completed
STEP 4
Verification
STEP 5
Merchant Approved
STEP 6
Voucher Published
STEP 7
Commission Paid

Join The Programme

Register below and we will send you your referral code and the merchant leads list

Required. We deduct withholding tax from your reward and pay it to KRA on your behalf, and your PIN has to be on that return for you to get the credit.

Terms & Conditions

M-Vocha Merchant Referral Program

Purpose

The M-Vocha Merchant Referral Program rewards individuals and businesses who introduce new merchants to join the M-Vocha platform. The objective is to grow the M-Vocha merchant network by partnering with quality businesses that offer valuable vouchers to customers.

Referral Reward

You will earn KSh 2,000 for every new merchant you refer that completes onboarding, is approved by M-Vocha, and publishes their first live voucher. There is no limit to the number of merchants you can refer. This figure is before withholding tax - see How You Are Paid below for the amount you receive.

How You Are Paid

The referral reward is KSh 2,000 before tax. As required by Kenyan tax law, M-Vocha deducts withholding tax of 7% and remits it to KRA on your behalf.

  • Gross reward per approved merchant: KSh 2,000
  • Withholding tax deducted: KSh 140
  • Amount you receive: KSh 1,860

You are paid by M-Pesa, to the number on your account, and each referral is paid separately as it is approved rather than held back to a monthly batch. Keep your M-Pesa number up to date with us.

You will be issued with a withholding tax certificate for the amount deducted, which is why your KRA PIN is required when you join.

Eligible Merchants

M-Vocha will provide referral partners with a merchant leads list containing businesses that M-Vocha wishes to onboard. The leads list will include business name, industry, general address and email address.

You may also introduce a business that is not on the leads list. Referrals from outside the list qualify for the reward, provided M-Vocha approves the business.

Referrals may include businesses such as hotels, restaurants, cafés, supermarkets, fashion and clothing stores, electronics retailers, beauty and spa businesses, gyms and fitness centres, travel and tour companies, entertainment venues, automotive businesses, healthcare providers, home and lifestyle businesses, and any other business approved by M-Vocha.

How The Program Works

  1. Register. Join the M-Vocha Merchant Referral Program and receive your unique referral link or referral code.
  2. Refer a merchant. Introduce a business that is not already registered on M-Vocha.
  3. Merchant registration. The merchant completes the M-Vocha registration process and submits all required business information.
  4. Approval. M-Vocha reviews and approves the merchant after verification.
  5. Payment. Once the merchant is approved and their first voucher is live on M-Vocha, you earn KSh 2,000.

Merchant Requirements

To qualify for referral approval, the merchant must:

  • Be from the merchant leads list provided by M-Vocha, or be a business you introduce yourself that M-Vocha approves.
  • Complete the onboarding process.
  • Submit accurate business information.
  • Agree to M-Vocha's merchant terms.
  • Publish at least one active voucher or offer.

Voucher Policy

To protect customers and build trust in the M-Vocha marketplace:

  • Every merchant must offer vouchers with a minimum validity of 3 months (90 days) from the date the voucher becomes available.
  • Longer validity periods are encouraged.
  • Exceptions may be made only for time specific promotions (such as concerts or seasonal events), provided the expiry date is clearly disclosed before purchase.

Referral Tracking

Every referral moves through the seven stages shown in the Referral Tracking section above, from Referral Submitted through to Commission Paid.

Program Terms

  • A referral reward is paid only once per approved merchant.
  • Merchants already registered with M-Vocha do not qualify.
  • Duplicate referrals will be credited to the first referrer whose referral can be verified.
  • Fraudulent, misleading or spam referrals will be rejected.
  • M-Vocha reserves the right to verify all referrals before approving commission payments.
  • If a referred merchant withdraws from M-Vocha within three months of going live, or is found not to be a legitimate business, M-Vocha may reclaim the KSh 2,000 referral reward from the referral partner.
  • M-Vocha may amend or terminate the program at any time, provided existing approved commissions remain payable.

Why Refer Merchants?

  • Earn KSh 2,000 for every approved merchant.
  • Unlimited earning potential.
  • Help businesses increase their sales through digital vouchers.
  • Contribute to growing Kenya's leading voucher marketplace.

Contact

M-Vocha
Email: info@mvocha.com
Website: www.mvocha.com
Phone: 011 976 9212